FAQ's for expats
When it comes to renting versus buying a house, there is always an interesting debate about which option makes the most financial sense.
As all tax systems, the Dutch tax system is complex. Use your favourite search engine and look for ‘Deloitte Tax Highlights Netherlands’.
Home owner. This is indispensable when buying your own home. Not mandatory by law, but money lenders will insist that you take out this insurance.
A recent change of the fiscal law (2013) has changed the type of new mortgages that have been issued.
The better question is, do I need a real estate agent when buying a house?
When you take out a new mortgage, you can choose from different types of interest. Almost all Dutch mortgage providers will offer fixed and some offer variable interest rates.
Selling your house is probably not an everyday task. So make sure to hire an experienced real estate agent.
As a home owner there might be a time when you don’t use the home yourself.
When the term erfpacht is used in an advertisement to sell a house, it refers to ground lease, ground rent or leasehold.
A VvE is short for a vereniging van eigenaren. This is an association of sub-owners.
Especially for expats and starters it is important that you seek professional help and experience.
Selling a house is not an everyday business for most people.
A housing bubble describes the situation in which the value of something is very far ahead of the actual value.
In the Netherlands, websites offering houses are your first step in the search for a new home.
Living abroad can be quite an experience and adventure. Everything tends be different from what you were accustomed to back home.
There are two main categories of financial advisors in the Netherlands: the independent, the self-employed on one side and the sales advisor on the other side.
Financial advice used to be ‘free of charge’ for consumers in the Netherlands.
An employer's statement (werkgeversverklaring) is a mandatory and essential part of a mortgage application that the lender uses to determine the income.
Yes, in the Netherlands self-employed freelancers can get a mortgage to buy a house or apartment.